Accepted insurance
Although you should check with your insurance provider about coverage, we accept all major forms of insurance, including Medicare and Medicaid, so you can get the care you need.
CareNow urgent care clinics accept most insurance plans, we will file your claim to make the insurance process as easy as possible. Most health insurance plans require a co-payment at the time of service. Please bring a valid ID and proof-of-insurance if you plan to use health insurance to pay for your visit. If you do not have health insurance, we offer competitive self-pay rates.
The insurance plans we accept are different in each state. Choose your region below to see which insurances are accepted.
Insurance accepted at CareNow urgent care
All CareNow Urgent Care locations are Veterans Affairs Authorized Providers
Dallas Fort Worth, TX
Insurance accepted at CareNow clinics in Dallas Fort Worth, TX
- Aetna US Healthcare
- Ambetter from Superior Healthplan
- Allwell from Superior Healthplan Medicare Advantage (HMO, PPO)
- BCBS - Blue Choice PPO Network (FedSelect)
- BCBS - HMO Blue Texas
- BCBS - Traditional/Indemnity (Par Plan)
- BCBS HMO Blue Advantage
- Bright Health (Health Exchange only)
- Care N Care
- ChampVA/Tricare
- ChoiceCare PPO (Humana)
- Cigna Medicare Advantage HMO
- Cigna Open Access & PPO
- Coventry
- Evry Health
- First Health Network
- Galaxy Health Network
- GEHA
- Global Health
- Great West Healthcare
- Healthcare Highways
- HealthSmart (ACCEL, PPO, HPO, WC and AM networks)
- Health Select-United HealthCare
- Humana - Medicare Advantage
- Imagine Health
- Imperial Health - Medicare Advantage
- Independent Medical Systems
- Managed Care Inc. PPO (Galaxy)
- MCS Patient Centered Network
- Molina Healthcare – Health Exchange
- Multiplan PPO
- Mutually Preferred PPO
- NHA - PPO
- NPPN
- Oscar Health
- PacificCare
- PHCS - Private Healthcare Systems PPO
- PHN - Preferred Health Network
- Prime Health Services
- Providence Risk
- SmartCare
- United Healthcare Choice Plus & PPO
- USA Managed Care Organization
- Veteran Affairs Authorized Providers
Denver, CO
Insurance accepted at CareNow clinics in Denver
- Aetna
- Anthem Blue Cross & Blue Shield
- Beech Street
- ChampVA/Tricare
- Choice Care Medicare Advantage
- Cigna
- Cigna HealthSpring
- ClearSpring Health
- Coventry
- Devoted Health
- First Choice of Midwest
- First Health
- Health First Colorado Medicaid
- Humana Medicare Advantage
- Imperial Health
- Medicare Traditional
- Multiplan
- Oscar Health
- PHCS
- Pinnacol Assurance
- Prime Health Services
- Rocky Mountain Health Plans
- Rocky Mountain Medicare Advantage
- Rockport
- UMR
- United Healthcare
- United Healthcare Medicare Advantage
- Veterans Affairs Authorized Providers
Kansas City, MO
Insurance accepted at CareNow clinics in Kansas City
- Commercial Payor
- Aetna - HMO/POS/PPO/NAP
- Beech Street/Viant (via Multi-Plan) - PPO
- Blue Access (links to BCBSKC) - PPO
- Blue Care (links to BCBSKC) - HMO
- Blue Cross & Blue Shield (links to BCBSKC) - Traditional
- Cigna - HMO/POS/PPO/SureFit
- Cigna SureFit - EPO/PPO
- Coventry - PPO
- Coventry One - PPO
- First Health (links to Coventry) - PPO
- Freedom Network (links to BCBSKC) - PPO
- Freedom Network Select (links to BCBSKC) - PPO
- HMCC - PHO
- Humana - HMO/POS/PPO
- Multi-Plan - PPO
- Preferred Care (links to BCBSKC) - PPO
- Preferred Care Blue (links to BCBSKC) - PPO
- Preferred Health Professionals (links to BCBSKC) - PPO
- Private Health Care Systems (links to Multi-Plan) - PPO
- Savility (links to Multi-Plan) - POS
- TRICARE/Champus HealthNet - (West Region)
- United Healthcare HMO/POS/PPO
- Veterans Affairs Authorized Providers
- Well Care - PPO (HCA Employees)
- Health Insurance Exchange
- Ambetter by Home State Health Plan (MO) - EPO
- Ambetter by Sunflower Health Plan (KS) - HMO
- Cigna Connect - EPO
- Oscar - EPO
- Managed Medicaid
- Aetna Better Health KS - HMO
- Home State Health Plan (MO) - HMO
- UnitedHealth Community Plan (KS) - HMO
- UnitedHealth Community Plan (MO) - HMO
- Managed Medicare
- AARP Medicare Complete (by UnitedHealthcare) - HMO
- Aetna Medicare Premier Plus (fka Coventry Advantra Freedom, Medicare Advantage, Advantage Plus) - HMO/PPO/POS
- Aetna Medicare Prime Premier Plus (fka Coventry Total Care) - PPO
- Aetna Medicare Elite (fka Coventry Freedom Plus) - PPO
- Aetna Medicare Premier (fka Coventry Advantage, Coventry Medicare Advantage Total Care, Coventry Advantra Total Care) - HMO
- Aetna Medicare Core Value (fka Coventry Select Advantage) - HMO
- Aetna Medicare Assure (fka Coventry Medicare Dual Preferred Plus, Medicare Dual Core) - HMO D-SNP
- Allwell by HomeState Health - HMO
- Allwell by Sunflower Health Plan - HMO
- Blue Medicare Advantage Access - PPO
- Blue Medicare Advantage Plus - HMO
- Blue Medicare Advantage Complete - HMO
- Care Improvement Plus/XL Health - RPPO
- Coventry Select - HMO
- Evercare (by UnitedHealthcare) - PPO
- Humana Gold Plus - HMO
- Humana Choice - PPO
- Humana Honor - PPO
- Humana TeamCare Gold - HMO and PPO
- Humana Value Plus - HMO
- Kansas Health Advantage - SNP
- MO Medicare Select/AllyAlign - SNP
- NHC Advantage/AllyAlign - PPO
- United Secure Horizons, AARP & Evercare - PPO
- Work Comp PPO
- Aetna
- CCO/Rockport
- Comp Results
- Corvel
- First Health
- Premier
Las Vegas, NV
Insurance accepted at CareNow clinics in Las Vegas
- Aetna
- America's Choice
- Anthem Blue Cross Blue Shield (PAR, PPO/FEP)
- Anthem Blue Cross Blue Shield (HMO)
- Anthem Blue Cross Blue Shield (Medicare Advantage)
- Anthem Medicaid
- CareMore HealthPlan – Medicare Advantage
- CareWorks PPO
- ChoiceCare Humana
- Cigna (All Plans except Medicare Advantage)
- Coventry Healthcare/First Health (HMO & PPO)
- Electrical Workers Health & Welfare Plan for Northern NV
- Health First HMO/POS
- Health Services Coalition
- HealthSmart (PPH/HPO/ACCEL)
- Hometown Health Network
- Humana ChoiceCare
- Humana Choice Care Medicare Advantage (some exceptions on Gold Plans)
- Las Vegas Metropolitan Police Department Employee Health & Welfare Trust United Healthcare UMR
- Medicaid with Silver Summit Health Plan
- Medicare
- MGM Resorts Health Plan (PPO)
- MGM Resorts Direct Care Health Plan
- Multiplan (PPO)
- Nevada Preferred (PPO)
- Nevada State Medicaid
- Northern NV Laborers Health & Welfare Trust Fund
- Northern NV Operating Engineers Health & Welfare Trust Fund
- OneHealth (LV Firefighters Health & Welfare)
- PHCS/Beechstreet
- Plumbers & Pipefitters; U .A Local 350
- Prime Health Medicare Advantage
- Prominence Health Plan
- RediCare VIP
- Sierra Health
- Teachers Health Trust
- Teamsters Security Fund For Southern Nevada (Aetna Choice POS)
- Teamsters Security Fund For Southern Nevada (Beech Street)
- Tricare
- U.A Local 350 Health
- UnitedHealth Care (Choice Plus & PPO)
- UnitedHealth Care UMR
- Universal Health Network PPO
- Veterans Affairs Authorized Providers
- Welfare & Vacation Trust Fund (Includes Members enrolled in PPO benefit Plans)
Nashville, TN
Insurance accepted at CareNow clinics in Nashville
- Aetna
- BCBS of TN – TennCare, BlueCare, & Cover Kids
- BCBS of TN – Blue Preferred, Blue Select
- BCBS of TN – Medicare Advantage (Blue Advantage)
- Bright Health
- Cigna
- Coventry
- Corvel
- Health Value Management
- HealthSpring
- Humana Choice Care
- Medicare Traditional
- MultiPlan
- NovaNet
- Oscar Health
- PHCS\Beechstreet
- Preferred Provider Network
- Sedgwick
- United Healthcare
- United Healthcare Medicare Advantage
- Veterans Affairs Authorized Providers
- Wellpoint
Austin, TX
Insurance accepted at CareNow clinics in Austin
- Aetna EPO, PPO, HMO (Except Aetna Whole Health, Seton Health Alliance, Savings Plus of Austin & Aetna Select Texas Health
- Aetna Medicare Advantage (choice Plan PPO, Plus Plan PPO & Premier Plan HMO)
- Aetna (Meritain) EPO, PPO, HMO
- Allwell from Superior Healthplan Medicare Advantage (HMO, PPO)
- Ambetter from Superior Healthplan
- Blue Cross Blue Shield FEP Network
- Blue Cross Blue Shield for Blue Advantage Network (except Blue Premier & Blue Premier Access)
- Blue Cross Blue Shield Indemnity PAR Plan (Except Blue Premier and Blue Premier Access)
- Blue Cross Blue Shield PPO, HMO, EPO, POS (Except Blue Premier and Blue Premier Access)
- Bright Health (Health Exchange only)
- ChoiceCare Humana (EPO, HMO, POS & PPO)
- Cigna EPO, HMO, POS, PPO and Health Exchange Plans (Except Medicare & BayCare Exclusive Networks)
- Community Health Choice (Health Exchange Plans Only)
- Curative Health
- Healthcare Highways with Networks such as HCH Sync, HCH Sync EPO, HCH Logix, HCH Plus (Oklahoma Travel Only), HCH Oklahoma Health (Oklahoma Travel Only) & HCH Verity (Lousiana Travel Only)
- HealthSmart (ACCEL, PPO, HPO, WC and AM networks)
- Humana ChoiceCare (EPO, HMO, POS, PPO)
- Humana Medicare Advantage HMO
- Humana Medicare Advantage PPO
- Imperial Health
- IMS (Independent Medical Services)
- Medicare
- Moda Health Plan
- Multiplan
- PHCS
- Prime Health Services
- Providence Risk
- Superior Healthplan Medicaid & CHIP
- Texas Traditional Medicaid (Do not accept Texas CHIP & Texas Managed Medicaid Plans with any carrier)
- Tricare
- United HealthCare (EPO, PPO, POS, HMO)
- United HealthCare Medicare Advantage Plans (AARP Secure Horizons)
- United HealthCare UMR (EPO, PPO, POS, HMO)
- USA Managed Care Organization
- Veteran Affairs Authorized Providers
- Wellpoint Medicaid & CHIP
Houston, TX
Insurance accepted at CareNow clinics in Houston
- Aetna
- Aetna Medicare Advantage
- Allwell from Superior Healthplan Medicare Advantage (HMO, PPO)
- Ambetter from Superior Healthplan
- BCBS of TX – PAR & PPO
- BCBS of TX – HMO
- BCBS of TX – Medicare Advantage (Blue Advantage)
- Bright Health (Health Exchange only)
- Cigna (No Medicare Advantage)
- Community Health Choice
- Devoted Health
- Healthcare Highways
- HealthSmart (ACCEL, PPO, HPO, WC and AM networks)
- Humana Choice Care
- Humana Medicare Advantage
- Imagine Health
- Imperial Health
- IMS (Independent Medical Systems)
- Injury Management Organization-Med Select Occupational Certified Network
- Medicare
- Medicare Advantage with Devoted Health Plan
- Multiplan
- Molina (Health exchange plans only)
- Oscar Health Plan Medicare Advantage HMO, POS, PPO
- Prime Health Services
- PHCS
- Providence Risk
- Superior Healthplan Medicaid & CHIP
- Texas Traditional Medicaid (Do not accept TEXAS Chip and Texas Managed Medicaid plans with any carrier)
- Tricare
- United Healthcare & UHC/UMR
- USA Managed Care Organization
- Veteran Affairs Authorized Providers
- Wellpoint Medicaid & CHIP
Northern Virginia
Insurance accepted at CareNow clinics in Northern Virginia
- Aetna
- Aetna - First Health
- Anthem BCBS
- Anthem BCBS – Medicare Advantage (Blue Advantage)
- Cigna
- Cofinity First Health
- Corvel
- Humana Choice Care Network
- Humana Medicare Advantage
- Oscar Health Plan
- Sedgwick Preferred Network
- Traditional Medicaid
- Tricare
- United Healthcare
- United Healthcare Medicare Advantage
- UHC/UMR
- Veterans Affairs Authorized Providers
- Virginia Health Network
San Antonio, TX
Insurance accepted at CareNow clinics in San Antonio, TX
- Aetna
- Aetna Medicare Advantage
- Allwell from Superior Healthplan Medicare Advantage (HMO, PPO)
- Ambetter from Superior Healthplan
- Blue Cross Blue Shield of TX
- Blue Cross Blue Shield of TX Medicare Advantage
- Community First HMO Standard Commercial
- Community First Medicare Advantage
- Community First Medicaid (STAR, CHIP)
- Cigna
- Healthcare Highways
- HealthSmart (ACCEL, PPO, HPO, WC and AM networks)
- Humana Choice Care
- Humana ChoiceCare Medicare Advantage
- IMO Med-Select Network & Occupational Health Care Certified Network
- IMS (Independent Medical Systems)
- Medicare
- Molina (Health Exchange Plans only)
- Multiplan
- Prime Health Services
- Providence Risk
- Sedgwick
- Superior Healthplan Medicaid & CHIP
- Tricare
- UHC
- USA Managed Care Organization
- Veteran Affairs Authorized Providers
- Wellpoint Medicaid & CHIP
Charleston, SC
Insurance accepted at CareNow clinics in Charleston, SC
- Absolute Total Care
- Aetna
- Aetna Medicare Advantage
- Ambetter with Absolute Total Care
- Blue Cross Blue Shield of South Carolina
- Bright Health (Health Exchange only)
- Cigna
- Clover Health
- CorVel (CorCare Network)
- Coventry
- Eon Health
- First Health
- Humana
- Humana Medicare Advantage
- Molina (Health Exchange Plans only)
- Multiplan Network
- Prime Health Services
- Rockport Community Network
- Select Health
- South Carolina Medicaid-Healthy Connections
- TriCare
- UHC
- Veterans Affairs Authorized Providers
- Wellcare Medicare Advantage
- Wellcare Medicaid
El Paso, TX
Insurance accepted at CareNow clinics in El Paso, TX
- Aetna
- Alignment Health Medicare Advantage
- Allwell from Superior Healthplan Medicare Advantage (HMO, PPO)
- Ambetter from Superior Healthplan
- BCBS of Texas - HMO, PPO, Indemnity, FEP
- Beech Street
- ChampVA/Tricare
- Cigna
- Curative
- HCA Employees with Aetna
- HealthSmart (ACCEL, PPO, HPO, WC and AM networks)
- Humana
- Humana Medicare Advantage
- Imperial Health
- Independent Medical Systems
- Medicare Traditional
- Molina Healthcare - Health Exchange, Medicare Advantage, Medicaid, Dual Options STAR+PLUS MMP
- Multiplan
- Oscar Health
- PHCS
- Providence Risk
- Superior Healthplan Medicaid & CHIP
- United Healthcare
- USA Managed Care Organization
- Veteran Affairs Authorized Providers
- Wellpoint Medicaid & CHIP
Salt Lake City, UT
Insurance accepted at CareNow clinics in Salt Lake City, UT
- Aetna
- Aetna Medicare Advantage
- Angle Health
- Bridgesan
- Bright Health (Commercial only)
- CCN
- ChampVA/Tricare
- Cigna
- Cigna Medicare Advantage
- Coventry
- Deseret Mutual Benefit Administrators
- First Health
- Health Choice
- Humana
- Humana Medicare Advantage
- Imagine Health/Wise Provider Network
- Mailhandlers (except IHC plans)
- Medicare Traditional
- Molina Healthcare – Health Exchange and Medicaid
- MotivHealth
- PEHP (except IHC plans)
- Prime Health Services
- Regence Blue Cross Blue Shield – HMO, PPO, Indemnity, FEP, Medicare Advantage (Except Blue Premier, Blue Premier Access & My Blue Health)
- UMR
- United HealthCare
- United HealthCare Medicare Advantage
- University of Utah
- Veteran Affairs Authorized Providers
Myrtle Beach, SC
Insurance accepted at CareNow clinics in Myrtle Beach, SC
- Absolute Total Care
- Aetna
- Aetna Medicare Advantage
- Ambetter with Absolute Total Care
- Blue Cross Blue Shield of South Carolina
- Bright Health (Health Exchange only)
- Cigna
- Clover Health
- CorVel (CorCare Network)
- Coventry
- Devoted Health
- Eon Health
- First Health
- Humana
- Humana Medicare Advantage
- Imperial Health
- Molina (Health Exchange Plans only)
- Multiplan Network
- Prime Health Services
- Rockport Community Network
- Select Health
- South Carolina Medicaid-Healthy Connections
- TriCare
- UHC
- Veterans Affairs Authorized Providers
- Wellcare Medicare Advantage
- Wellcare Medicaid
Health insurance benefits vary from plan to plan; contact your health insurance provider to answer questions regarding individual coverage, deductible or co-pay regarding your urgent care visit. Contact information for your insurance provider can be found on your health insurance card or at the insurance company's website.
If you have questions about your CareNow Urgent Care bill, please contact our customer service team at (844) 745-7745 or visit the bill pay page for more information.